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So the summer is almost over and you are planning your next summer vacation. But with 2-3 kids it's not a very affordable idea. According to  Stuffed Suitcase , the expected cost for ONE WEEK'S vacation for a family of 4 is OVER $4300. Last May, my wife and I traveled throughout Europe for 3 weeks. How much did it COST us? $0. Seriously. It didn't cost us anything. You don't believe me, do you? Check out my other blog post to see just how we pulled it off.  Today, I want to show you how you could start working towards your FREE vacation! In order to make the most of this offer, You and your wife/husband need to do it together. There are so many blog posts and websites that explain all this in their minute details. In order to know what you are doing with the different cards, I suggest that you look into it yourself. But through it all, you need to have the big picture in mind. You need to know what you want to do so that you don't get distracted by ev...

In Egypt. 2009 If you have any specific questions about credit cards or how to maximize credit card points for your next FREE vacation, comment below and I will do the research for you and make it SIMPLE! :) 

http://www.grinningplanet.com/mp3-news/index.htm How much do you spend on gas per month? At $2.50 per gallon, if you drive 30 miles a day, your monthly cost of fuel will be around $72. You are looking at around $1000 on gas, per year. What if I told you, you could save 5% on gas every time you fill up up to $1500 year? Thats $50 that you could spend on other things, given that you spend $1000 a year on gas. You can. Let me show you how it works. It's Simple. Chase Freedom Card offers 5% back on rotating categories every year. From January to March of this year, the category was gas stations and other transportation related merchants. This means that you get 5% back on every purchase you make at gas stations up to $1500.  From January to March, every time you fill up the car, go into the gas station and purchase gas station gift card! It could be Shell, BP or whatever gas station that you might choose to stop at.  Then after the gas station catego...

I love shopping on Amazon. Does your Credit Card offer 5% cash back on purchases you make on Amazon? You could get 5% cash back up to $1500 every year on your purchases on Amazon. Chase Freedom Card offers 5% back on rotating categories every year. During April to June this year, the category included grocery stores as well as drugstores. This means that you get 5% back on every purchase you make at participating grocery stores as well as participating drug stores up to $1500.  You might think, what does Amazon have to do with grocery & drug stores? Everything.  Many grocery stores and drug stores sell gift cards for different merchants including Amazon!  It's Simple.  During the Grocery Stores and Drug Stores category, go to Meijer or Wal Greens near you and stock up on Amazon gift cards! Then redeem the gift cards on your Amazon account and spend it on your Amazon purchases. Since you got 5% off on the initial cost of the Amazon gif...

This is for people who love to shop on eBay. Does your Credit Card offer 5% cash back on purchases you make on eBay? You could get 5% cash back up to $1500 every year on your purchases on eBay. Chase Freedom Card offers 5% back on rotating categories every year. During April to June this year, the category included grocery stores as well as drugstores. This means that you get 5% back on every purchase you make at participating grocery stores as well as participating drug stores up to $1500.  You might think, what does eBay have to do with grocery & drug stores? Everything.  Many grocery stores and drug stores sell gift cards for different merchants including eBay!  It's Simple.  During the Grocery Stores and Drug Stores category, go to Meijer or Wal Greens near you and stock up on eBay gift cards! Then redeem the gift cards on your eBay account and spend it on your eBay purchases. Since you got 5% off on the initial cost of th...

How did I collect enough bonus points to go to Europe for 3 weeks? People have asked me this question so many times and I can't explain every detail to every person every time. So I will try to answer it here for you all to see. Preparation  January 2016  I opened up the  Chase Freedom Card  and Miel opened up the  Chase Sapphire Preferred  Card. This gave us 65,000 points, valued at $650. April 2016 I opened up the Chase Sapphire Card and the Barclay Arrival Plus Card. Miel opened up Chase Freedom Unlimited. This placed us at 65,000 Chase points / 50,000 Barclay Points July 2016 We both opened American Express Delta Platinum. 60,000 points each. October 2016  I Opened up American Express Everyday Card. 10,000 points  January 2017  We opened up the Chase Sapphire Reserve. It gave us 200,000 points  February 2017  I opened up Citi Thankyou Premier. 30,000 points ($300)  March 2017 Miel...

Prague. Chase Ultimate Rewards Points will take you here for free :) There are many different credit card companies that offer large bonuses for opening up new credit cards. The list goes on and on. We get lost between American Express and Visa. Everyone has their own favorite for their own reasons. I like Chase. Personally, I have found their point system to be the most efficient and worthwhile. You could choose whatever you decide works for you. Chase Bank offers so many different types of credit cards. They range from hotel, airlines and even for Disney. But the cards that you want are those that give you "Ultimate Rewards Points." They are the following, 1. Chase Freedom 2. Chase Freedom Unlimited 3. Chase Sapphire Preferred 4. Chase Sapphire Reserve 5. Ink Business Preferred [Business Credit Card] 6. Ink Business Cash [Business Credit Card] These cards allow you to transfer points between themselves, which is extremely valuable. For the purposes of this ...

Vienna with My Wife :) Hello there, I'm Daniel and I am in love with travel. So far I have traveled to 25 different countries. But since I've enrolled in graduate school and started a family, I don't have the means to travel as I used to. We barely cover rent and tuition. Yet, even if I wasn't a student, I don't know if I would like the idea of spending my hard earned money over such a short period of time. The average salary in America is around $50,000. But a 2 weeks vacation for two people could cost anywhere from $4000 to $7000. That's 10- 15% of your yearly income. I can't justify spending 10-15% of my salary in 2 weeks. But just this last May, My wife and I travelled to Europe for 3 weeks! We visited 10 countries and made unforgettable memories. It was an amazing experience. According to many of the travel blogs, our trip should have cost anywhere from $6000 -$10,000. We spent $0. Honestly. No, we did not... Sleep in hostels Campou...

Some of my credit cards 1. Credit cards gets us into debt.     If you get into debt, that's your mismanagement of your finances. You can't blame the credit card for your choice to buy things you don't need with money you don't have. 2. Having too many credit cards hurts our credit score.   The average credit score in America is 695 (FICO) with 850 being the max. I have 10 credit cards. My score is at 806.  Yet, it is true that when you open up new credit cards, your credit score will take a small hit. But your score will bounce back within a few months. Having more credit cards will actually help your credit score (Given that you always make payments on time) .  3. Paying cash for everything is better.  It's true, you will spend more money when you spend cash rather than when you use a debit or credit card. But again, it's your choice. You could decide to budget yourself and live within the means. If you can't control your appetite, then...